The Indian city of Bangalore leads as the “Silicon Valley of India” while becoming a worldwide center for technology and innovation. The city has become a top choice for financial technology startups because its strong tech ecosystem drives fast fintech business development. Bangalore based fintech companies transform banking services through their advanced solutions for payments and lending plus personal finance tools. Bangalore provides an ideal environment for fintech growth through its mixture of advanced technology networks, skilled professionals and friendly finance regulations.
The fintech industry in Bangalore continues to expand very fast which brings in new investors and tech-minded business founders. This article reveals the top 20 Fintech Companies in Bangalore which lead the way to better financial systems through their unique technology solutions. These companies have reshaped Indian finances while preparing to take their global success to new levels.
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Factors Contributing to Bangalore’s Prominence in the Fintech Space
Bangalore’s rise as a fintech hub can be attributed to several key factors:
- Technology Hub: People have recognized Bangalore as India’s technology center since it attracts both international tech leaders and local entrepreneurs. The city’s technical heritage supports fintech development at every level.
- Skilled Workforce: Companies in finance technology can grow better here because Bangalore has many experts in tech business and finance available for hire.
- Strong Startup Ecosystem: Bangalore stands as one of the globe’s top startup hubs thanks to its comprehensive support from venture capitalists plus its network of accelerators and incubators. This ecosystem helps businesses design and release next-level fintech platforms.
- Supportive Government Policies: The Indian government helps fintech startups develop through its programs Digital India and Make in India. These government actions help fintech businesses find their way through government rules.
- Access to Capital: Many investors in Bangalore want to support fintech ideas through their capital. Many startups have experienced fast growth from their ability to obtain funding.
- Collaboration with Banks and Financial Institutions: Bangalore fintech companies team up with established banks and financial institutions to use their platforms while gaining industry acceptance for their new ideas. The partnership between modern financial technology companies and established financial services builds a new path for the industry.
Top 20 Fintech Companies in Bangalore
1. Decentro
Decentro builds a modern financial system that lets businesses connect easily to banking and payment networks through ready-to-use APIs. This one of the best Fintech Companies in Bangalore can use technology to create bank accounts instantly plus handle KYC checks and payments alongside lending tasks to bring their financial products to market sooner.
Decentro’s flexible system design helps startups and companies start new financial services without navigation of banking partnerships and regulatory processes. Its technology helps companies automate tasks and follow rules to work better.
Key Services:
- Banking integrations
- KYC solutions
- Payments processing
- Account creation and management
- Compliance automation
- Financial data aggregation
Company Details:
- Founded: 2020
- Address: 461, Shri Krishna Temple Rd, Indira Nagar 1st Stage, Stage 1, Indiranagar, Bengaluru, Karnataka 560038
- Rating: 4.5/5
2. i-exceed Technology Solutions Private Limited
i-exceed delivers modern banking digital solutions to financial institutions through its Appzillon platform. Appzillon’s microservices structure helps banks release mobile and internet banking faster while creating smooth user experiences for every client. Through i-exceed’s platform, clients obtain the ability to work with multiple channels effectively while building low-code apps that connect smoothly to existing banking systems.
As one of the notable fintech companies in Bangalore, i-exceed’s unique methods help financial institutions succeed better in today’s changing market landscape.
Key Services:
- Digital banking platforms
- Mobile application development
- Omnichannel banking solutions
- Customer onboarding systems
- Middleware integration
- Application modernization
Company Details:
- Founded: 2011
- Address: SJR Padukone Towers, 51, 100 Feet Rd, Santhosapuram, Koramangala 2nd Block, Koramangala, Bengaluru, Karnataka 560034
- Rating: 4.3/5
3. LeapFinance
LeapFinance delivers personalized financial help to Indian students who study internationally. The company provides educational loans with low rates plus foreign exchange services and credit cards built for students. Through data analytics and digital processing LeapFinance made education loans easier to obtain while speeding up approval times and offering clear loan terms.
The service helps international students overcome their financial barriers so they can pursue global education without money problems which makes their overseas education journey easier to handle.
Key Services:
- Education loans
- Financial advisory
- Scholarship assistance
- Forex services
- Credit cards
- Student insurance
Company Details:
- Founded: 2019
- Address: Incubex, 163/A, Ground Floor, 9th Main Rd, HSR Layout, Bengaluru, Karnataka 560102
- Rating: 4.4/5
4. M2P Fintech
M2P Fintech delivers a complete API platform to launch digital banking services along with payment and banking products through smart cards. The platform makes it easier for banks, fintechs, and business partners to connect their financial products. As one of the prominent fintech companies in Bangalore, M2P’s technology helps companies scale easily while adapting their services to meet all necessary rules, which speeds up product launches and service creation.
M2P Fintech brings ancient finance into the digital age by creating tools that help businesses connect new customers to modern financial technology and enhance user experience while boosting fintech development across the entire digital economy.
Key Services:
- Payment processing
- Card issuance
- Lending platforms
- Digital banking solutions
- Wallet services
- Compliance and risk management
Company Details:
- Founded: 2014
- Address: 3rd Block, IndiQube Sigma, 3/B, Nexus, 1A Block, SBI Colony, Koramangala, Bengaluru, Karnataka 560034
- Rating: 4.2/5
5. MoneyGear Fintech
MoneyGear Fintech helps everyone gain financial access by delivering digital platforms for small loans and payments. MoneyGear Fintech brings affordable credit choices plus smart credit evaluations alongside learning tools to serve people who lack financial services. The system focuses on user needs to make borrowing easier while letting people and companies handle their money well.
MoneyGear uses technology to improve financial transparency and speed while creating a better credit structure that gives users enhanced money tools and growth chances to fix financial problems.
Key Services:
- Micro-lending
- Digital wallets
- Payment gateways
- Financial literacy programs
- Savings products
- Credit scoring
Company Details:
- Founded: 2019
- Address: 171, Jumma Masjid Rd, Sulthangunta, Shivaji Nagar, Bengaluru, Karnataka 560051
- Rating: 4.1/5
6. MoneyTap
MoneyTap brings India the first personal line of credit service through its app-based platform that lets users borrow from a fixed approved amount according to their needs. The platform offers easy access to instant credit with EMI options and clear payment terms which transform lending practices.
Through basic account setup and market-leading interest rates MoneyTap helps users manage their finances without complex procedures. Through its unique model MoneyTap makes credit more accessible to all users who trust it as their preferred way to manage personal finances and expenses.
Key Services:
- Personal line of credit
- Instant loans
- Credit cards
- EMI options
- Credit monitoring
- Financial planning tools
Company Details:
- Founded: 2015
- Address: Varthur Kodi, Palm Meadows, Whitefield, Bengaluru, Karnataka 560066
- Rating: 4.3/5
7. Multipl Fintech Solutions Pvt Ltd
Multipl Fintech helps customers save for future costs in a goal-oriented way and rewards them for this effort. Its platform teaches users how to budget better as they turn future expenses into profitable investments. Users gain tailored saving strategies that automatically transfer money plus easy ways to withdraw at their convenience.
Featured in the list of top fintech companies in Bangalore, Multipl teaches customers to plan finances responsibly to secure their future. Its system guides users to make wise choices with money, helping them manage their finances better and build wealth toward their personal targets.
Key Services:
- Goal-based savings
- Investment options
- Expense tracking
- Financial advisory
- Rewards programs
- Budgeting tools
Company Details:
- Founded: 2020
- Address: 320/D, 40th Cross Rd, 5th Block, Jayanagar, Bengaluru, Karnataka 560041
- Rating: 4.2/5
8. OnFinance
OnFinance helps users improve their financial decisions with a complete system for investment planning and management. The platform makes financial planning easier by offering smart systems that handle portfolios and tax planning plus risk evaluation. Through automated systems and personal financial guidance OnFinance lets users monitor financial targets while improving returns and reducing potential threats.
The platform’s user-friendly design helps users manage their business and personal finances better by turning sophisticated investment management into straightforward financial decisions.
Key Services:
- Portfolio management
- Investment planning
- Risk assessment
- Financial advisory
- Budget tracking
- Tax optimization
Company Details:
- Founded: 2020
- Address: Office, BHIVE, Workspace Platinum, OnFinance AI, near PeakXV Office, Indiranagar, Bengaluru, Karnataka 560038
- Rating: 4.1/5
9. OPEN Financial Technologies
OPEN runs a financial technology company that provides advanced banking systems for businesses. The system helps businesses handle money better with automatic billing tools plus expense tracking and financial transaction integration. OPEN helps small companies and startups use its corporate cards and banking tools with straightforward accounting connections.
The platform helps users see financial details clearly while making their operations run better and saving time on paperwork. OPEN helps companies grow faster by managing their financial operations better through their customer-driven solutions.
Key Services:
- Digital banking
- Automated invoicing
- Expense management
- Payment gateway
- Corporate cards
- Accounting integration
Company Details:
- Founded: 2017
- Address: 3rd Floor, Tower 2, RGA Techpark, Sarjapur – Marathahalli Rd, Carmelaram, Bengaluru, Karnataka 560035
- Rating: 4.6/5
10. Primeindus Fintech
Primeindus Fintech creates top-tier financial software that handles credit risks, loan creation, and payment transactions. Our cloud technology automates lending operations and helps users make better decisions while staying compliant. Primeindus helps banks and NBFCs work faster with data analysis solutions plus customized platforms and safe payment tools.
By focusing on fast reliable solutions Primeindus helps banks develop new lending options while using resources wisely and creating better customer service through automated tools.
Key Services:
- Loan origination systems
- Credit risk management
- Payment solutions
- Data analytics
- Cloud-based solutions
- Regulatory compliance
Company Details:
- Founded: 2015
- Address: 2nd floor, 702, 11th Main Rd, Vishya Bank Colony, 5th Block, Jayanagar, Bengaluru, Karnataka 560041
- Rating: 4.2/5
11. Profinch Solutions Pvt Ltd
Profinch Solutions leads financial technology with its advanced products including core banking, digital banking, and wealth management systems. Our solutions create customized tools to boost compliance standards while making operations easier and helping customers connect better.
Through data analytics and system integration services Profinch helps banks and financial institutions enhance their operations efficiency while accelerating development and delivering better service to customers. Through its FinCluez and FinFlowz products Profinch helps banks manage finances better for the modern banking landscape.
Key Services:
- Core banking solutions
- Digital transformation
- Wealth management
- Regulatory compliance
- Analytics and reporting
- Customer onboarding
Company Details:
- Founded: 2014
- Address: GF, Wings of Eagles, SS Commercial Estate, 86, Varthur Rd, Nagavarapalya, C V Raman Nagar, Bengaluru, Karnataka 560093
- Rating: 4.4/5
12. Sensibull
Sensibull runs as both India’s first and largest options trading platform. Its platform gives retail investors professional trading tools to design strategies plus risk assessment features and customized investment suggestions. Sensibull simplifies derivative trading for everyone through its real-time information system plus educational content and user-friendly tools.
Its platforms create a safe space that helps traders of all levels make better choices while managing risk. Sensibull helps everyone gain access to derivatives market wealth-building chances.
Key Services:
- Options trading
- Strategy builder
- Trading analytics
- Risk management
- Learning resources
- Market insights
Company Details:
- Founded: 2017
- Address: Maruthi Layout, Bommanahalli, Bengaluru, Karnataka 560068
13. Juspay Technologies Private Limited
Juspay helps businesses by providing advanced payment gateway solutions that keep digital transactions safe while meeting growing demand. Its modern API tools help users pay with UPI, credit cards and tokenized methods while delivering smooth payment processing. Juspay helps merchants create secure transactions that deliver better results for their customers. Through groundbreaking digital solutions Juspay develops fast secure and effective payments that enhance customer interactions everywhere.
Key Services:
- Payment gateway
- UPI solutions
- Mobile SDKs
- Tokenization
- Fraud detection
- Payment orchestration
Company Details:
- Founded: 2012
- Address: Stallion Business Center, 444, 18th Main Rd, 6th Block, Koramangala, Bengaluru, Karnataka 560095
- Rating: 4.6/5
14. Zerodha
Zerodha functions as India’s most extensive stock brokerage which grants traders free trading access for equities derivatives and mutual funds. Through its advanced trading platforms Kite and Coin Zerodha provides easy investment solutions supported by powerful tools and educational resources.
Through its simple interface Zerodha helps regular investors better understand their investment choices. By running Varsity and Rainmatter programs Zerodha builds systems that help millions of investors learn about money and participate in financial technology across all of India.
Key Services:
- Stock trading
- Mutual funds
- Options trading
- Futures trading
- Portfolio tracking
- Trading APIs
Company Details:
- Founded: 2010
- Address:153 154, 4th Cross Rd, opp. Clarence Public School, JP Nagar 4th Phase, Dollars Colony, Phase 4, J. P. Nagar, Bengaluru, Karnataka 560078
- Rating: 4.8/5
15. PayPal
PayPal leads the online payment industry worldwide by letting users and companies make secure transactions between different countries. The platform handles payment transactions plus allows businesses to bill customers for subscriptions and protect against fraudulent activities. PayPal builds its interface around users to make online shopping easier and gives customers better security through payment protection and instant checkout.
Its platform handles transactions for many businesses and consumers as it changes how money moves online. PayPal leads the way by developing new ways for people to exchange money in a worldwide digital network.
Key Services:
- Online payments
- Merchant services
- Fraud prevention
- International payments
- Digital wallets
- Subscription billing
Company Details:
- Founded: 2017
- Address: Building-1, WP24+Q64 RGA Techpark 1, Sarjapur – Marathahalli Rd, Carmelaram, Hadosiddapura, Chikkakannalli, Bengaluru, Varthur, Karnataka 560035
- Rating: 4.7/5
16. Groww
Groww offers a new investment system that makes it easier to invest in stocks, mutual funds and additional financial products. The platform offers an easy-to-use design that displays all costs clearly so investors can take action with trust. Groww provides learning materials and investment tools that help investors at every level.
Our platform uses a mobile-first approach that lets everyone create wealth easily. Through its modern methods Groww promotes investing knowledge while opening access to investing tools that assist millions in creating balanced investments quickly.
Key Services:
- Mutual fund investment
- Stock trading
- IPO investments
- Digital gold
- SIP calculators
- Portfolio tracking
Company Details:
- Founded: 2017
- Address: Vaishnavi Tech Park, Sarjapur – Marathahalli Rd, Bellandur, Bengaluru, Karnataka 560103
- Rating: 4.6/5
17. Rupeek Gold Loans
Rupeek delivers gold loans through tech solutions that serve customers first. The service provides low interest rates and multiple payment options plus home visits to simplify secured lending quickly. Rupeek’s artificial intelligence system helps customers get the highest possible loan amount on their assets plus fast loan funding. Rupeek connects advanced technology with trustworthy services to give more people access to affordable loans that bypass traditional banking challenges. Its new credit delivery system revolutionizes secured lending across all regions of India.
Key Services:
- Gold loans
- Loan management
- Insurance against gold
- Mobile app support
- Interest rate management
- EMI options
Company Details:
- Founded: 2015
- Address: Plot 45/B, Subham Complex, Ground Floor 1st A Main Road, Front Wing B, Sarakki Industrial Layout, 3rd Phase, J. P. Nagar, Bengaluru, Karnataka 560078
- Rating: 4.4/5
18. PhonePe
PhonePe is a Bangalore-based digital payments and financial services company founded in 2015. It offers UPI-based money transfers, bill payments, recharges, and investment options. Acquired by Flipkart in 2016, PhonePe has grown to become one of India’s leading fintech platforms. The app provides secure, fast, and convenient financial transactions for millions of users and merchants nationwide.
Key Services:
- UPI-based money transfers
- Bill payments and recharges
- Mutual fund investments
- Insurance and gold purchases
- Offline payments via QR codes
Company Details:
- Founded: 2015
- Address: 7th Floor, Vaishnavi Tech Park, Sarjapur Main Road, Bellandur, Bengaluru, Karnataka 560103
- Rating: 4.3/5
19. Kinara Capital
Kinara Capital helps expand financial opportunities when it lends unsecured money to small and micro-enterprises. Through advanced technology the company provides quick loans without collateral and offers adjustable loan terms. The company assists small business owners who currently lack support to help them develop their businesses into sustainable operations.
Our personalized service visits businesses at their locations which helps companies develop and create jobs. Kinara Capital leads the way by filling the credit gap for MSMEs to help people access finance and build their economic power.
Key Services:
- Small business loans
- Unsecured lending
- Loan management
- Credit assessment
- Digital onboarding
- Women entrepreneur loans
Company Details:
- Founded: 2011
- Address: 50, Second Floor, 100 Feet Rd, HAL 2nd Stage, Defence Colony, Indiranagar, Bengaluru, Karnataka 560038
- Rating: 4.5/5
20. Intuit
Intuit helps small business owners, self-employed people, and consumers run their finances using QuickBooks and TurboTax software products. Its technology products help users manage their finances better by streamlining accounting tasks, tax preparation, and payroll work. As one of the notable fintech companies in Bangalore, Intuit uses artificial intelligence to deliver valuable business data and cloud technology while automating processes that help users work better and stay compliant.
Through its dedication to new technology, Intuit enables users to handle their finances better, manage tax planning, and view their business data in real-time. The company continues to expand worldwide, delivering innovative ways to manage money.
Key Services:
- Accounting software
- Tax preparation
- Payroll management
- Financial planning
- Invoice creation
- Budgeting tools
Company Details:
- Founded: 2005
- Address: EcoSpace, Intuit Campus 8 , Campus 4A , Campus 6A, Pritech Rd, Adarsh Palm Retreat, Bellandur, Bengaluru, Karnataka 560103
- Rating: 4.7/5
Career Opportunities in Fintech in Bangalore
The financial technology industry in Bangalore developed quickly and created many new jobs for people with knowledge in finance technology and business. Several factors make the city an attractive destination for fintech professionals:
- High Demand for Tech Talent: Technology dependence in financial services creates strong job demand for software developers, data scientists and machine learning professionals in fintech businesses.
- Diverse Roles: Fintech startup businesses in Bangalore hire employees for multiple roles including software engineering, product management and financial compliance. Professionals from many fields find professional opportunities here.
- Start-up Culture: The startup scene in Bangalore creates lively work settings where staff can handle multiple tasks and directly support company success.
- Competitive Salaries: Bangalore fintech companies hire skilled workers at leading industry rates while providing benefits like flexible working schedules and medical coverage plus option to acquire company stock.
- Growth Prospects: Companies in the fintech sector expect ongoing growth which creates many career advancement opportunities for their employees.
- Networking Opportunities: Bangalore holds many fintech events where professionals can meet industry leaders and learn new things.
Conclusion
Bangalore leads all other fintech cities worldwide by offering space for both new fintech startups and established financial technology leaders to grow. Fintech businesses thrive in Bangalore because it offers both talented workers and easy access to funding plus supportive business rules. The top 20 fintech companies in Bangalore featured here are transforming financial services through their advanced payment and lending solutions alongside wealth management services.
The ongoing growth of the fintech sector will keep Bangalore ahead of financial technology development while also creating new work possibilities for experts. The city’s importance in forming financial future trends will grow as more new fintech businesses appear and succeed.
FAQs
Which fintech organizations lead the sector in Bangalore?
Bangalore features these top fintech businesses: Decentro, i-exceed, LeapFinance, M2P Fintech, and MoneyTap.
What makes Bangalore stand out as a base for financial technology businesses?
Fintech startups flock to Bangalore because it offers superior tech infrastructure plus skilled professionals and helpful government backing.
What steps should I take to work at fintech businesses in Bangalore?
Look at available career openings in fintech companies by checking their official career pages and searching through job sites LinkedIn and Indeed for positions in Bangalore’s fintech sector.
Which specific financial technology services do Fintech Companies in Bangalore deliver?
Fintech companies based in Bangalore provide multiple financial services such as digital payments platforms and investment advisory alongside loan options and budget tracking tools.
Is Bangalore a good place for investors to fund new fintech companies?
Bangalore hosts many investors who support new fintech startups working across different business fields.
