The Indian city of Bangalore functions as both a major headquarters for IT and startup innovation while maintaining a strong position as a center of financial services. The city hosts a wide range of top Finance Companies in Bangalore and institutions—from multinational investment banks and NBFCs (Non-Banking Financial Companies) to homegrown fintech startups—offering a diverse mix of services like loans, wealth management, insurance, and investment advisory. The financial sector of Karnataka includes 8% of India’s total NBFC credit allocation as Bangalore serves as the primary catalyst for this growth according to RBI data.
The professional landscape of Bangalore creates the perfect conditions for university students and future finance personnel to launch their careers. The city now serves as a career launching pad for finance professionals because it offers abundant internships together with hands-on finance operational experiences. The financial sector of Bangalore maintains a blend between innovative practices and traditional methods while continuously expanding which attracts both financial service seekers and career seekers.
Why Choose a Local Finance Company?
The selection of a local finance company in Bangalore proves beneficial for people and small business operators because of several key benefits. Local expertise stands as one of the central benefits when selecting the best finance company in Bangalore. Local finance companies maintain extensive knowledge about regional market practices and customer behaviors together with local economic conditions. Local finance companies in Bangalore can adapt their financial solutions according to client needs by providing fast small business loans and versatile payment options that work for individuals with salaries.
The finance companies based locally demonstrate higher accessibility to their clients. Customers feel more comfortable because they can access quick response times and find convenient service while these finance companies operate their branches across multiple neighborhoods. Local companies understand custom requirements better than large banks because they provide faster service and deliver approval decisions based on personal links to local residents. Local finance institutions support marginalized customer categories including business owners under SMEs, self-employed operators and future business leaders represented by students.
Top 10 Finance Companies in Bangalore
Bangalore serves as both India’s Electronic(charted) Conurbation and a rapidly growing area for financial operations. These prominent financial institutions based in Bangalore include traditional banks alongside NBFCs as well as modern fintech and housing finance companies that provide jobs and internship positions along with investment prospects.
The list of top ten Finance Companies in Bangalore includes businesses categorized into five specialized groups.
1. HDFC Bank
The private banking institution HDFC Bank serves as one of India’s largest banking entities while operating more than 200 branches throughout Bangalore. HDFC Bank achieved its private-sector bank status in India through RBI approval making it one of the first entities to launch as an independent bank under the liberalization policies. The institution operates from Mumbai.
As one of the top banking and financial institutions of Bangalore, HDFC Bank provides customers with personal banking together with corporate banking alongside loans and credit cards and investment solutions. Through adopting digital banking and automation early the institution established itself as a customer satisfaction and efficiency leader.
HDFC Bank achieved a monumental milestone in 2023 by merging with HDFC Ltd which established a financial colossus with ₹14 lakh crore market value while becoming the largest bank in India. CRISIL gives the bank its highest rating and the institution actively pursues new advances in digital banking for retail customers. Among leading finance companies in Bangalore, HDFC Bank delivers banking services through mobile platforms and NetBanking to more than 20 million customers as it centers its operations on technological innovation. Through the “SmartBuy” and “PayZapp” applications the financial institution has established a digital system which extends across Bangalore and additional regions.
Key Services:
- Retail and corporate banking
- Personal and business loans
- Credit cards
- Insurance and investments
- Trade and forex services
Company Details:
- Headquarters: Mumbai, Maharashtra
- Market Capitalization: ₹1,100,000+ Cr
- Bangalore Branches: Over 200
- Ratings: CRISIL AAA/Stable
- Founded: 1994
2. ICICI Bank
The Premier Commercial entity ICICI Bank emerged in 1994 from the initial institution Industrial Credit and Investment Corporation of India which the World Bank along with Government of India and Indian industry established in 1955. This is one of the top financial institutions in Bangalore which developed into a commercial bank by crucial leaders who included K.V. Kamath. ICICI Bank maintains its headquarters at Mumbai while managing more than 150 branches in Bangalore which renders it a prominent financial services player within Karnataka. ICICI Bank delivers retail banking with corporate services and loans together with credit cards and wealth management solutions to its clients.
ICICI Bank maintains a market capitalization exceeding ₹800,000 crore and Business Today alongside Forbes regularly include it among India’s leading banking institutions in 2024. The bank became one of the initial Indian financial institutions to introduce internet banking and mobile banking applications through iMobile and Pockets. The bank has collected several awards from Brand Trust Report while earning titles such as “Best Digital Bank” and “India’s Most Trusted Bank.”
Among the top finance companies in Bangalore, ICICI Bank achieves market competitiveness in the Bangalore region through its consumer-oriented strategies combined with its innovative operational model.
Key Services:
- Savings and current accounts
- Investment and wealth management
- Home, auto, and personal loans
- Internet and mobile banking
- NRI services
Company Details:
- Headquarters: Mumbai, Maharashtra
- Market Capitalization: ₹800,000+ Cr
- Bangalore Presence: 150+ branches and ATMs
- Ratings: CRISIL AAA/Stable
- Founded: 1994
3. Shriram Finance
Shriram Finance adopted its present name from its former identity Shriram Transport Finance Company when R. Thyagarajan founded it in 1979 in Chennai. As India’s largest NBFC Shriram Finance maintains its image as one of the top Non-banking financial companies in Bangalore with strong business operations throughout Bangalore with dedicated service to its commercial vehicle finance clients. The company focuses on delivering credit services to small truck owners as well as SME business loan recipients and owners of gold assets. The organization supports underserved communities together with rural areas through 90 branches that operate within the Bangalore region.
In 2022 Shriram City Union Finance joined forces with Shriram Finance forming a united entity which now maintains assets amounting to more than ₹1.7 lakh crore under management. As a result of this merger the company became a diversified NBFC which provides services to more than 60 lakh customers. The CRISIL AA+ rating belongs to Shriram Finance and the organization earned recognition for its financial inclusion along with its rural credit initiatives. Recognized among leading finance companies in Bangalore, Small businesses and individual borrowers choose the company because it focuses on its customers and is headquartered in Bangalore’s semi-urban population.
Specializations:
- Commercial vehicle loans
- Gold loans
- Personal and SME loans
- Insurance distribution
Company Details:
- Headquarters: Chennai, Tamil Nadu
- Market Capitalization: ₹85,000+ Cr
- Bangalore Branches: 90+
- Ratings: CRISIL AA+/Stable
- Founded: 1979
4. Cholamandalam Investment and Finance Company Ltd
Since 1978 Cholamandalam Investment and Finance Company Limited (CIFCL) has maintained itself as a leading non-banking financial company (NBFC) which serves from its headquarters in Chennai Tamil Nadu. As a part of the Murugappa Group Cholamandalam Investment and Finance Company Limited serves the group as its financial services division. The organization started by financing equipment but now operates as a complete financial services organization.
The company provides an extensive portfolio with vehicle finance among its products and also offers home loans as well as loan against property and SME loans and secured business and personal loans and consumer and small enterprise loans and loan against securities. The financial year 2024 shows CIFCL operating more than 1,387 branches throughout India which serve clients of all types in both rural and urban locations.
Since CIFCL operates with moral practices and customer-focused services it has achieved an esteemed position among financial sector companies. The strong financial position and efficient operations of the company receive excellent credit ratings. Positioned among top finance companies in Bangalore, CIFCL grows by employing over 13,000 committed professionals who continue building customer-focused service products to meet market changes. Through strategic initiatives and continuous performance CIFCL has achieved major expansion in its assets under management and market capitalization which made it establish a leading position among India’s NBFCs.
Specializations:
- Vehicle finance
- Loan against property
- Home equity and MSME finance
- Rural and semi-urban loans
Company Details:
- Headquarters: Chennai
- Market Capitalization: ₹58,000+ Cr
- Bangalore Network: 50+ branches
- Ratings: CRISIL AA+/Stable
- Founded: 1978
5. KreditBee
KreditBee launched its digital money lending platform in 2018 when Madhusudan Ekambaram and Karthikeyan K established the business. KreditBee bases its operations from Bangalore through its online platform to provide personal loans to workers from both professional and part-time professions using a simple mobile app interface. A paperless disbursal system combined with instant approvals has resulted in KreditBee acquiring more than 10 million users who mostly belong to the 21 to 35 age range.
KreditBee collects funding exceeding $200 million from investors such as ICICI Bank and Azim Premji’s Premji Invest and MUFG Bank of Japan. The credit line available from the company reaches up to ₹2 lakh and customers gain versatile payment flexibility. The Indian fintech sector trusts KreditBee because of its technological prowess combined with AI risk evaluation and its loan programs with retail stores for durable goods. As one of the growing finance companies in Bangalore, KreditBee maintains a well-established program which recruits internship opportunities while conducting direct hiring for finance and tech graduates based in Bangalore.
Financial Service offerings:
- Instant personal loans
- Online consumer durable loans
- Credit line for salaried individuals
- EMI repayment tracking
Company Details:
- Headquarters: Bangalore, Karnataka
- Founded: 2018
- User Base: 10 million+
- Funding: Backed by ICICI Bank and other global investors
6. Groww
The startup Groww launched in 2016 through the combined efforts of four former Flipkart employees namely Lalit Keshre along with Harsh Jain and Neeraj Singh and Ishan Bansal. Located in Bangalore, Groww is one of the top finance companies in Bangalore which operates as a fintech unicorn which offers a clear investment platform where users can invest in mutual funds and stocks as well as FDs and US stocks. The founders developed it to serve two goals: making investment accessible to everyone in India and giving new investors basic financial resources combined with simplified tools.
The fintech startup Groww serves more than 30 million registered users through its $3 billion valuation in 2024 to establish itself as a leading Indian fintech venture. The company is registered under SEBI and AMFI while offering zero-commission direct mutual fund investment options and cost-competitive trading fees. Groww has collected multiple distinctions which include Fintech 250 award from CB Insights and India’s Most Promising Startup by Economic Times. Groww operates actively from within Bangalore’s startup community while providing financial and analytics internship positions together with professional career openings to qualified candidates.
Financial Service offerings:
- Mutual funds (direct plans)
- Stock and ETF trading
- US stock investments
- Fixed deposits
- Financial education and tools
Company Details:
- Headquarters: Bangalore, Karnataka
- Founded: 2016
- Registered with: SEBI and AMFI
- User Base: 30 million+
7. Can Fin Homes
Can Fin Homes Ltd started its operations in 1987 through its establishment as a housing finance unit by Canara Bank. Known as the best housing finance company in Bangalore, Can Fin Homes stands as a natural housing finance institution that was established in India. The establishment of the company focused on providing extended housing credit to middle-class groups who live mainly in second and third-grade cities. The firm offers four types of lending services including home funding, construction financing and remodelling loans along with funds for self-employed borrowers.
Can Fin Homes increased its operation from 1987 to establish over 200 branches across India while continuing to maintain strong influence in Karnataka. The organization demonstrates continuous financial strength through sustained CRISIL AAA rating performance which matches with its annual growth achievements in its loan portfolio. Among the most trusted finance companies in Bangalore, The company exceeded its goal of ₹35,000 crore in loans by recording more than 20% rise in net profit during FY 2023–24. The Bangalore market trusts Can Fin Homes as a dependable housing finance provider due to its low NPAs and budget-friendly rates and specific lending opportunities for employees with salaries and newly purchased homes.
Financial Services:
- Housing loans for salaried/self-employed individuals
- Composite and extension loans
- Top-up and home improvement loans
- Mortgage and reverse mortgage loans
Company Details:
- Headquarters: Bangalore, Karnataka
- Founded: 1987
- Branch Network: 200+ branches in India
- Ratings: CRISIL AAA
8. Avendus Capital
The investment banking firm Avendus Capital began operations in 1999 when Gaurav Deepak together with Ranu Vohra and Kaushal Aggarwal founded the company. The company operates from Mumbai but has built up extensive activities in the Bangalore market particularly in the startup and technology domains. Positioned among specialized finance companies in Bangalore, The professional services at Avendus cover three segments: mergers & acquisitions (M&A) as well as private equity syndication and structured finance for mid-market and high-growth companies.
The operations of this leading Investment banking company in Bangalore, Avendus have facilitated essential deals within consumer and technological sectors where they enable financial services to venture-backed startup clients. The organization plays a vital role in organizing substantial acquisition deals and funding activities throughout digital, education and health-tech environments. Strategic capital raising and exit advisory services are provided by the firm to their clients which include BYJU’S and Udaan and Swiggy. Those who want to enter investment banking can find excellent opportunities at this firm because its Bangalore location often seeks finance analysts and interns together with management consultants.
Investment Banking Services:
- M&A advisory
- Fundraising for startups
- PE and VC funding deals
- Strategic consulting
Company Details:
- Headquarters: Mumbai (Bangalore Office Active)
- Founded: 1999
- Clientele: Digital, healthcare, and consumer businesses
9. Unitus Capital
Unitus Capital launched in 2008 through its founder Eric Savage to provide investment banking services for socially-beneficial enterprises from its Bangalore facilities. Standing out among impact-driven finance companies in Bangalore, Unitus Capital focuses on filling financing gaps at businesses which operate for underserved populations specifically within fields like microfinance as well as clean energy and education systems and healthcare facilities. Unitus Capital brings together financial abilities with ethical principles to help sustainable business enterprises obtain capital funding from global investors through equity and debt structures.
Unitus Capital operates as a trusted finance partner for startups and mid-sized companies by facilitating $3 billion through over 150 transactions which made it a trusted social impact investment platform. The firm has a robust international network of development finance institutions, venture capitalists, and philanthropic investors. The organization stands out as a firm that delivers specialized industry expertise specifically to inclusive finance solutions while serving as an adviser to Varthana and Ujjivan and Aye Finance. The company provides careers for financial specialists who work on ESG functions together with impact investments and inclusive development through its analyst workforce and student internship program.
Investment Banking Services:
- Debt and equity placement
- Capital raising for impact-driven ventures
- Advisory for sustainable businesses
- Cross-border funding
Company Details:
- Headquarters: Bangalore, Karnataka
- Founded: 2008
- Focus Sectors: Clean energy, education, healthcare, microfinance
10. LIC Housing Finance
Part of Life Insurance Corporation of India since its 1989 establishment LIC Housing Finance Ltd (LIC HFL) stands as the premier housing finance company in India. The Mumbai-based LIC HFL maintains substantial operations in Bangalore through all its multiple branches together with their zonal offices. The core operational mission of the company centers on offering extended-term affordable house loan products for buying and building homes as well as rebuilding existing homes and home extensions and enabling property value-based loans.
The ₹2.5 lakh crore assets under management (AUM) portfolio of LIC HFL during 2023 has enabled the company to serve millions of customers throughout India. CRISIL and CARE have given the organization their highest rating of AAA while it enjoys numerous awards recognizing its customer service excellence and trustworthiness. Ranked among leading finance companies in Bangalore, The Bangalore office of LIC HFL operates as a housing loan service provider for local working people together with self-employed and non resident Indian customers through a quick digital application system and attractive rates. The company operates internship and training programs dedicated to finance and management students who wish to study real estate finance together with housing policy.
Investment Banking Services:
- Home loans for salaried/self-employed
- NRI housing loans
- Plot purchase and construction finance
- Renovation and top-up loans
Company Details:
- Headquarters: Mumbai
- Bangalore Branches: 25+
- Ratings: CRISIL AAA
- Founded: 1989
Other Top 10 Popular Finance Companies in Bangalore
| Company Name | Market Capitalization | Ratings | Key Services |
| Bajaj Finserv | ₹250,000+ Cr | CRISIL AAA/Stable | Insurance, mutual funds, loans, wealth management, EMI cards |
| Muthoot Finance | ₹60,000+ Cr | CRISIL AA+/Stable | Gold loans, personal loans, insurance, foreign exchange |
| Manappuram Finance | ₹15,000+ Cr | CRISIL AA/Stable | Gold loans, microfinance, vehicle loans, SME finance |
| Axis Bank | ₹350,000+ Cr | CRISIL AAA/Stable | Retail & corporate banking, loans, wealth management, forex |
| Kotak Mahindra Bank | ₹370,000+ Cr | CRISIL AAA/Stable | Banking, investments, insurance, asset management |
| IndusInd Bank | ₹110,000+ Cr | CRISIL AA+/Stable | Consumer banking, vehicle loans, business loans, investment banking |
| India Infoline Finance (IIFL) | ₹25,000+ Cr (IIFL Group) | CRISIL AA/Stable | Housing finance, gold loans, SME finance, insurance distribution |
| L&T Finance Holdings | ₹34,000+ Cr | CARE AAA/Stable | Rural finance, retail loans, infrastructure finance |
| Ujjivan Small Finance Bank | ₹7,000+ Cr | CRISIL A+/Stable | Micro banking, SME loans, housing finance, deposits |
| Faircent (P2P Platform) | Private | RBI Regulated (NBFC-P2P) | Peer-to-peer lending, personal loans, borrower-lender matching platform |
Types of Finance Companies That Commonly Offer Internships
Financial services sector entry begins through internships which prove to be the most beneficial pathway to success. Finance companies in Bangalore enable undergraduate students and recently graduated candidates to work in financial departments including finance, investment and marketing alongside operations. The following list contains companies which offer the following internship positions:
- Bajaj Finserv- This company offers internship positions as Financial Analyst Intern and Risk Management Intern and Marketing Intern.
- IIFL Finance- This company provides internship roles that include wealth management, sales and compliance work.
- Cholamandalam Investment- The company offers a Credit Analyst Internship and performs Customer Service Internship duties.
- InCred Finance- This company offers two internship positions including Business Strategy Intern and Product Analyst Intern.
- NeoGrowth Credit Pvt Ltd- This company is known to offer an opportunity to work as Retail Finance Intern and Digital Banking Intern.
- Avanse Financial Services– The role of Education Loan Operations Intern and Research Intern is available at Avanse Financial Services.
- KreditBee- This organization recruits employees as Education Loan Operations Intern, Research Intern.
- Yubi (formerly CredAvenue) – This company actively hires Debt Market Intern, Structured Finance Intern
- Groww- The investment internship at Groww (Fintech) allows people to pursue their Customer Success department.
Most internships within these programs span from 2 to 6 months and create opportunities for permanent employment since they depend both on company hiring strategies and internship achievement.
7 Tips on How to Find Internships
1. Explore Online Job Portals
You should post your résumé through Internshala together with LinkedIn and Naukri.com along with Indeed. This website maintains its listing pages with the latest available opportunities for finance internships in Bangalore.
2. Direct Company Applications
Top finance companies enable direct application through their career pages which can be accessed on their corresponding portals. The summer internship programs are only accessible to candidates at particular companies.
3. College Placement Drives
Finance businesses connect with institutions across Bangalore to run their student recruitment activities through direct university partnerships.
4. Finance Seminars and Career Fairs
Local business owners and finance professionals actively participate in local and virtual exhibitions and career events that take place in this city. Among the most prominent finance companies in Bangalore,The events are frequented by recruiters from various companies who conduct intern candidate searches.
5. Use LinkedIn for Networking
Contact professionals from the companies through which you aim to intern as well as HR personnel and past interns to gain their referrals as well as their knowledge about the roles.
6. Email Outreach
Address your professionally written emails to firms that are smaller in size or operate as startups. Add your CV to the document and showcase your finance-oriented interest.
7. Join Student Finance Clubs
The membership in finance or investment clubs at university will provide you with access to limited internship opportunities and company relations.
7 Factors to Consider When Choosing a Finance Company in Bangalore
- Reputation and Ratings: Review both CRISIL and ICRA ratings of the company as well as read customer reviews.
- Product and Service Range: The company must provide the exact services that suit your needs and include loans together with investments and insurance among their services.
- Interest Rates and Fees: Review the conditions and rates in particular reference to interest rates together with processing fees.
- Approval Time and Flexibility: Look for organizations that excel in giving rapid decisions to applicants while demonstrating an understanding attitude toward their customers.
- Branch Accessibility: Organizations with multiple sites throughout Bangalore give customers the most convenient access to local services.
- Digital Services: Order your insurance through the best finance companies offering well-built mobile applications combined with online platforms for smooth transactions.
- Customer Support: The service experience customers receive during and after their financial transactions makes all the difference in their overall satisfaction.
Conclusion
The financial sector of Bangalore develops through established institutions together with emerging fintech startup initiatives. Customers can access a broad set of dependable financial solutions that meet local demands through the available services. Students and professionals who choose Bangalore find access to internal opportunities that lead them toward financial sector careers across the entire industry.
The selection of an appropriate finance company for loans in Bangalore along with internships and investment counseling will greatly influence your individual and occupational advancement. Your evaluation between reputation and service range and location convenience will lead to successful financial decisions within Bangalore’s thriving financial market.
Also Read: Small Finance Banks in India
Frequently Asked Questions (FAQs)
Are internships in finance companies in Bangalore paid?
Large firms generally provide payment for their internships but startups often provide unpaid internships which center on education and professional contacts.
What are the typical durations of internships in finance companies?
Most finance company internships span 2 to 6 months of duration although performance and business needs sometimes increase the contract period to 12 months.
What documents are needed for applying for loans in Bangalore?
The required documents for application include PAN card along with Aadhaar card and income proof and bank statements.
Does the requirement for an internship at a finance company depend on having a background in finance?
No, a well established finance experience provides advantages but marketing operations and customer support positions accept qualified candidates who come from non-finance backgrounds.
Does the process of applying for a loan occur online through available channels?
Yes. The modern finance industry in Bangalore allows customers to manage their entire loan request through online channels from start to finish.
